It is often wise to invest in equine insurance. Perhaps you would like to see coverage that not only covers death, but also covers significant medical costs, such as a gluing operation or a “failure to use.” Other geographical challenges also come into play. “Today, thanks to the Internet, we see more people acting across national borders,” says Fershtman. For example, you`ll end up riding a Vermont horse if you live in New York City. “If this is the case”, treaties must clearly indicate which right the parties intend to apply. “That`s because laws can vary greatly from state to state. . . .